Terms of Service

Effective Date: September 23, 2025

1. Service Description and Limitations

Scanity.ai provides informational security assessments designed to help businesses prepare for cyber insurance applications. THIS IS A PRE-ASSESSMENT TOOL ONLY. Our scans are NOT:

  • A comprehensive security audit
  • A guarantee of security or insurance approval
  • A replacement for professional security consulting
  • An insurance product or service

2. Important Disclaimers

WE ARE NOT AN INSURANCE COMPANY. Scanity.ai is not licensed to sell, broker, or advise on insurance products. We provide informational security assessments only. Any insurance providers mentioned are for informational purposes.

NO WARRANTIES: Our service is provided "AS IS" without warranties of any kind. We do not guarantee:

  • Accuracy or completeness of scan results
  • Insurance approval or specific premium rates
  • Prevention of security breaches
  • Detection of all vulnerabilities

3. Acceptable Use

You may ONLY scan domains that you own or have explicit written permission to scan. Unauthorized scanning is illegal and may result in:

  • Immediate account termination
  • Legal action
  • Reporting to law enforcement

We log all scanning activity and will cooperate fully with law enforcement investigations.

4. Payment and Refunds

NO REFUND POLICY: Due to the immediate delivery of scan results and security information, all sales are final. Refunds are NOT provided for:

  • Scan results you disagree with
  • Insurance application denials
  • Higher than expected premiums
  • Change of mind after purchase

Exception: If technical issues on our end prevent scan completion, we will provide a free re-scan or work to resolve the issue.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SCANITY.AI SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, or consequential damages
  • Lost profits or business opportunities
  • Insurance denials or premium increases
  • Security breaches or data losses
  • Reliance on scan results

Our total liability shall not exceed the amount paid for the scan ($99).

6. Indemnification

You agree to indemnify and hold harmless Scanity.ai, its officers, directors, employees, and affiliates from any claims, damages, or expenses arising from:

  • Your use of our service
  • Unauthorized scanning
  • Violation of these terms
  • Actions taken based on scan results

7. Data and Privacy

By using our service, you acknowledge that:

  • We collect and store scan results
  • We use third-party services including security data providers and public AI providers
  • Scan data may be retained for legal compliance
  • We may share data if required by law

See our Privacy Policy for details.

8. Affiliate Disclosure

We may receive affiliate commissions from insurance providers mentioned on our site. These relationships do not affect scan results or recommendations. We are not agents or representatives of these companies.

9. Modifications

We reserve the right to modify these terms at any time. Continued use of our service after changes constitutes acceptance of new terms.

10. Governing Law

These terms are governed by the laws of the United States and the State of Delaware. Any disputes shall be resolved in Delaware courts.

11. Contact Information

For questions about these terms, contact us at:

Email: legal@scanity.ai
General Inquiries: contact@scanity.ai

By using Scanity.ai, you acknowledge that you have read, understood, and agree to these Terms of Service.